/* Niggly Stuff tool. Vibrant electric-blue + amber palette, Figtree / Roboto Mono
   font scheme shared with the IR35 Copilot tool. Financial & Admin category. */
:root {
  --blue:     #2563EB;   /* electric blue, primary accent */
  --blue-dk:  #1E40AF;   /* deep blue, gradient end */
  --amber:    #F59E0B;   /* vibrant amber, second accent (mortgage path) */
  --amber-dk: #B45309;
  --amber-bg: #FEF3E2;
  --blue-bg:  #EAF1FE;
  --ink:      #0F1520;   /* graphite ink, headings + body */
  --ink-soft: #3D4653;
  --muted:    #667085;
  --line:     #E4E8EF;
  --line-soft:#EEF1F6;
  --bg:       #ffffff;
  --panel:    #FBFCFE;
  --good:     #1E7A54;
  --warn:     #8A631E;
  --radius: 16px;
  --shadow: 0 1px 2px rgba(15,21,32,.05), 0 10px 30px rgba(15,21,32,.07);
  --grad: linear-gradient(135deg, var(--blue) 0%, var(--blue-dk) 100%);
  --font-display: "Figtree", system-ui, -apple-system, "Segoe UI", sans-serif;
  --font-body:    "Figtree", system-ui, -apple-system, "Segoe UI", sans-serif;
  --font-mono:    "Roboto Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
}
.wrap { max-width: 980px; margin: 0 auto; padding: 0 20px; }

h1, h2, h3, .brand {
  font-family: var(--font-display);
  color: var(--ink);
  line-height: 1.1;
  letter-spacing: -0.02em;
  font-weight: 700;
}
h1 { font-size: clamp(2rem, 4.5vw, 3.2rem); margin: 0 0 .4em; }
h2 { font-size: 1.55rem; margin: 0 0 .6rem; }
h3 { font-size: 1.18rem; margin: 0 0 .4rem; }

.site-header { border-bottom: 1px solid var(--line-soft); }
.site-header .wrap {
  display: flex; align-items: center; gap: 14px;
  padding-top: 18px; padding-bottom: 18px;
}
.brand { font-size: 1.35rem; font-weight: 700; text-decoration: none; color: var(--blue); }
.cat-tag {
  font-family: var(--font-mono);
  font-size: .7rem; text-transform: uppercase; letter-spacing: .08em;
  color: var(--amber-dk); background: var(--amber-bg);
  padding: 4px 11px; border-radius: 999px; font-weight: 500;
}

.hero {
  background: var(--grad);
  color: #fff;
  border-radius: 22px;
  padding: 40px 34px;
  margin: 20px 0 6px;
}
.hero h1 { color: #fff; }
.hero .lede { font-size: 1.15rem; color: rgba(255,255,255,.92); max-width: 62ch; }
.hero .disclaimer-inline { color: rgba(255,255,255,.75); font-size: .88rem; max-width: 62ch; margin-bottom: 0; }

.card {
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  margin: 16px 0;
  box-shadow: var(--shadow);
}
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin: 16px 0; }
/* Single-applicant mode: the hidden partner card should not leave a dead half column. */
.grid-2:has(> .person[hidden]) { grid-template-columns: 1fr; max-width: 580px; }
#personResults { grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
@media (max-width: 760px) {
  .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .hero { padding: 28px 22px; }
}

label { display: block; font-weight: 500; font-size: .92rem; margin-bottom: 12px; color: var(--ink); }
label small { display: block; font-weight: 400; color: var(--muted); font-size: .8rem; margin-top: 2px; }
input[type=text], input[type=number], input[type=email], input[type=tel], select {
  width: 100%; margin-top: 5px; padding: 11px 13px;
  border: 1px solid var(--line); border-radius: 10px;
  font: inherit; color: var(--ink); background: #fff;
}
input:focus, select:focus { outline: 2px solid var(--blue); outline-offset: 1px; border-color: var(--blue); }
label.checkbox { display: flex; align-items: flex-start; gap: 9px; font-weight: 400; }
label.checkbox input { width: auto; margin-top: 3px; accent-color: var(--blue); }

fieldset.spare { border: 1px solid var(--line); border-radius: 12px; padding: 12px 14px; margin: 8px 0 0; }
fieldset.spare legend { font-size: .82rem; color: var(--muted); padding: 0 6px; }

.person-title { border-bottom: 3px solid var(--blue-bg); padding-bottom: 8px; }

.mode-toggle { display: inline-flex; background: var(--line-soft); border-radius: 999px; padding: 4px; }
.mode-btn {
  border: 0; background: transparent; font: inherit; font-weight: 600;
  padding: 9px 20px; border-radius: 999px; cursor: pointer; color: var(--muted);
}
.mode-btn.active { background: #fff; color: var(--blue); box-shadow: var(--shadow); }

.muted { color: var(--muted); }
.scenario-readout { font-size: .85rem; color: var(--muted); align-self: end; }

.actions { text-align: center; margin: 24px 0; }
.btn-primary, .btn-secondary {
  font: inherit; font-weight: 600; cursor: pointer; border-radius: 12px;
  padding: 14px 30px; border: 1px solid transparent; text-decoration: none; display: inline-block;
  font-size: 1.02rem;
}
.btn-primary { background: var(--grad); color: #fff; box-shadow: 0 6px 16px rgba(37,99,235,.28); }
.btn-primary:hover { filter: brightness(1.05); }
.btn-secondary { background: #fff; color: var(--blue); border-color: var(--line); }
.btn-secondary:hover { border-color: var(--blue); }

.results { margin-top: 10px; }
.summary-band {
  background: var(--grad); color: #fff; border-radius: var(--radius);
  padding: 22px 24px; margin: 12px 0; font-size: 1.05rem;
}
.summary-band strong { color: #fff; }
.summary-band .verdict { font-family: var(--font-display); font-weight: 700; font-size: 1.45rem; display: block; margin-bottom: 6px; }

.chart-holder { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 16px; margin: 12px 0; }

/* Highlighted 60% trap opportunity callout. */
.trap-callout {
  background: linear-gradient(135deg, #FFF8EC 0%, #FEF3E2 100%);
  border: 1px solid #F3D9A6;
  border-left: 6px solid var(--amber);
  border-radius: var(--radius);
  padding: 22px 24px;
  margin: 12px 0;
  box-shadow: var(--shadow);
}
.trap-callout .trap-badge {
  display: inline-block; font-family: var(--font-mono); font-size: .68rem;
  text-transform: uppercase; letter-spacing: .06em; font-weight: 500;
  color: #fff; background: var(--amber-dk); padding: 4px 11px; border-radius: 999px; margin-bottom: 10px;
}
.trap-callout h3 { color: var(--amber-dk); font-size: 1.3rem; margin-bottom: 8px; }
.trap-callout ul { padding-left: 20px; margin: 10px 0 0; }
.trap-callout li { margin-bottom: 9px; font-size: .95rem; color: var(--ink); }
.trap-callout li strong { color: var(--amber-dk); }
.trap-callout .trap-who { font-weight: 600; color: var(--ink); margin: 0 0 4px; }

.person-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 20px;
}
.person-card h3 { display: flex; align-items: center; justify-content: space-between; gap: 10px; }
.rec-pill {
  font-family: var(--font-mono); font-size: .68rem; text-transform: uppercase;
  letter-spacing: .05em; padding: 5px 11px; border-radius: 999px; font-weight: 500; white-space: nowrap;
}
.rec-pension { background: var(--blue-bg); color: var(--blue); }
.rec-mortgage { background: var(--amber-bg); color: var(--amber-dk); }
.person-card ul { padding-left: 18px; margin: 8px 0 0; }
.person-card li { margin-bottom: 8px; font-size: .93rem; }
.flags { display: flex; flex-wrap: wrap; gap: 6px; margin: 10px 0; }
.flag {
  font-family: var(--font-mono); font-size: .7rem;
  padding: 3px 9px; border-radius: 6px; background: var(--amber-bg); color: var(--amber-dk); border: 1px solid #f3dcae;
}
.flag.trap { background: #fde7e7; color: #a12727; border-color: #f2c4c4; }

.erc-warning {
  background: var(--amber-bg); border: 1px solid #f3dcae; color: var(--amber-dk);
  border-radius: 12px; padding: 13px 16px; margin: 10px 0; font-size: .92rem;
}

.cta-band {
  display: flex; align-items: center; justify-content: space-between; gap: 20px;
  background: var(--blue-bg); border: 1px solid #cfe0fb; border-radius: var(--radius); padding: 24px; margin: 18px 0;
}
.cta-band h3 { margin-bottom: 4px; color: var(--blue-dk); }
.cta-band p { margin: 0; color: var(--ink-soft); max-width: 46ch; }
.cta-actions { display: flex; gap: 12px; flex-wrap: wrap; align-items: center; }
@media (max-width: 640px) { .cta-band { flex-direction: column; align-items: flex-start; } }

.adviser-panel h3 { color: var(--blue-dk); }
.adviser-panel .btn-primary { margin-top: 4px; }
.cta-consent { font-size: .84rem; color: var(--ink-soft); margin-top: 14px; margin-bottom: 0; max-width: 60ch; }
.cta-consent input { accent-color: var(--blue); }

.capture .capture-actions { display: flex; gap: 12px; margin-top: 8px; flex-wrap: wrap; }
.capture-status { font-size: .9rem; margin-top: 10px; min-height: 1.2em; }
.capture-status.ok { color: var(--good); }
.capture-status.err { color: #a12727; }
.privacy-note { font-size: .82rem; color: var(--muted); margin-top: 12px; }
.privacy-note a, .fca a { color: var(--blue); }

.fca { background: #fff; font-size: .84rem; color: var(--muted); }
.fca p { margin: 0; }

.site-footer { border-top: 1px solid var(--line); margin-top: 30px; }
.site-footer .wrap { display: flex; justify-content: space-between; padding: 20px; font-size: .85rem; color: var(--muted); }
.site-footer a { color: var(--blue); }